Home ยป Download Secucash Loan App Apk For Free

Download Secucash Loan App Apk For Free

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The Secucash loan app is a Nigerian rapid personal lending platform that provides safe and quick micro and medium loans. For some particular merchants, the app also serves as a platform for bill payment. Users of the smartphone app are able to borrow up to 60,000 without any type of collateral or extensive paperwork.

A loan that doesn’t require collateral or a down payment is known as an unsecured loan. It typically has very high interest rates and is short-term.

Never use an internet loan application to finance your lifestyle. Although they can be more expensive than long-term loans, short-term loans are useful in emergencies and should only be used sparingly.

By leveraging the information on your phone, including your information to authenticate your identification and build a credit score, the Secucash loan app makes receiving a personal loan straightforward.

In Nigeria, applying for a loan through banks and other official channels can take a while and involve paperwork and collateral that the majority of people don’t have. Because of this, services like these can be quite helpful, especially in an emergency.

Although the app is still quite young, user feedback is positive. With mixed reviews, the app has already received over 10,000 downloads from Google Play. To establish each borrower’s credit score, a loan software is used to gather data about potential consumers, including phone records, banking transaction alerts, and BVN.

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Make sure to keep recent bank transaction messages on your phone and avoid having any unpaid balances with other lending applications to qualify for bigger amounts.

How to Download APK and get a loan from Secucash loan app

Install the Secucash personal loan app on your Android phone after downloading it from the Google Playstore.

Create a profile using your phone number. Preferably, the phone number associated with your BVN should receive the one-time password issued to it for confirmation.

Enter your basic Know-Your-Customer (KYC) data, such as your home address, next of kin, and employment information.

Your Biometric Verification Number, or BVN, will also be needed. Binding your ATM card to your account will cost you N30 and will improve your chances of receiving a larger loan amount.

Your phone will receive a one-time password OTP to authenticate your information. Your credit score will be analyzed by software once you submit your loan application, and the results will be displayed in the APP.

If you qualify for a loan, the loan amount will be deposited into your bank account in roughly five minutes after the outcome is displayed, which should take less than two minutes. You will be required to take a clear live selfie for identification, so use a smart phone with ample memory.

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Keep in mind that limiting your ATM card to N30 does not ensure you will be approved for a loan; you must still pass the credit check.

It can take between 7 and 12 business days for the N30 that was charged to link your ATM card to your account to be returned to your bank account.

Your BVN is connected to your credit score, so if you owe money to other creditors or have a history of late payments, your application will likely be declined.

Your past borrowings, payment punctuality, and cash in and outflows from your bank account, among other things, are all recorded in your credit score.

You must give permission for this app to access your phone book contacts who will act as your guarantors, SMS to view your banking transaction history, apps on your phone to see how you use other loan apps, and other information it uses to create your credit score when you download it.

Be cautious when utilizing this lending app since, despite the fact that Secucash does provide loans to certain clients, others have complained that the program took money from their banks after binding their ATM cards.

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Is Secucash loan app legit or scam?

Yes, the Secucash lending app is a legitimate loan app that offers users micro and medium term loans for up to N60,000, however it has extremely high interest rates and problems that make registration difficult.

Any online loan should be approached with caution. Before you apply for a loan in Nigeria, always read feedback from previous clients.


You should be aware that neither the CBN nor any other Nigerian government organization has registered or regulated these loan apps. There is no means to get revenge for bad customer service, and you are responsible for the security of your transactions with them.

Additionally, the fact that it is available on Google Play does not make the transactions made through it secure. While utilizing loan apps in Nigeria, you are in charge of your own security as the play store only acts as a download location.

You can Apply For Quick Loan Using These Loan Apps

These loan apps are only for urgent loan for personal needs, they are all genuine loan apps

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