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How To Apply For GTBank Soft Loan

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Are you looking for how to apply for GTBank Soft Loan then you are on the right page as we will give you all the information before you apply.

Do you require an advance from GTBank Soft Loan ? Are you looking to find GTBank Soft Loan code? GTBank Soft loan code/quick loan code

The Guaranty Trust Bank PLC, abbreviated as GTBank is among Nigeria’s top international financial institutions and the top bankers in services. The bank provides numerous services , including online and internet bank services, retail as well as coopers loans, banking services and asset management services as well as investment banking.

The bank has been able to grow and improve its offerings, a key area that has received much attention is the loan services.

Since its inception, GTbank has continuously evolved and expanded its loan offerings to meet the demands of its customers. provide more precise and efficient services.

At present, the bank offers at least ten loan choices, each fulfilling a particular need. In this article, we will look at a number of these loans, the offers and ways to avail them as GTbank customers. GTbank customer.

The loan options that we will be looking at is the soft loan/quick credit as well as that of the payday loans.

GTBank Soft Loan

GTbank is among the few conventional banks to offers soft loans to customers. Customers who take advantage of this offer have access to loans at an interest rate that is lower than average and can enjoy a more extended than the normal deadline for payment. This type of loan is targeted to customers who have a low income. Gtbank offers the option of a soft loan to its customers through their QUICKCREDIT loans service.

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Gtbank Quick credit Gtbank Quick credit offers a soft loan that is perfect to self-employed or salaried entrepreneurs. It comes with the benefit of a grace period that ranges from six to twelve months and has a lower than the average interest rate. Anyone who is interested and eligible are able to get a loan in a matter of minutes through this service and pay the loan in equal monthly installments.

Customers can access money on credit that is quick which ranges up to five hundred thousand up to 5 million Naira (N500000 5,000,000 – N500000) at an annual rate of 1.33% per month. All of they do not have to worry about concealed or subtle modifications. The minimum amount of loan that is available through this platform is 10,000 naira. it is possible to get 500,000 Naira for non-salary earners. The maximum amount is 5,000,000 for salaried earners.

The quick credit service has been designed to lets applicants still have access to the loans, even if they are in loans with other banks on Remita.

With a quick credit score those who apply for credit will be able to have fun;

  1. Cash access up to N5,000,000 of loan.
  2. A great length of time to repay loans (6 up to 12 months).
  3. The interest rate that is low at 1.33 percent
  4. Instant loan renewal following successful application.
  5. No hidden charges.

Eligibility Of GTBank Soft Loan

Anyone who wants to avail the credit line for quick loans must make a minimum deposit of 200,000 per month, or an income of at least 10,000 Naira each month.

The applicant must also have a clear history of the area of cheques since requests from accounts that have problems with dud cheques will be denied.

It is also essential that the client has good credit history and has no or removed of any financial obligation on his account.What Companies Are In The Miscellaneous Field?

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Additionally, applicants who are less than 18 at the time of application , and those who are over 59 years old on the date of maturity of the application cannot avail the loan.

GTBank Soft Loan
GTBank Soft Loan


  • Customers who are eligible can make an instant credit loan via the GTbank loan code or quick request code *737*51*51#
  • The loan request are also available online using any of the different GTbank bank mobile platforms: GTworld, Habari App, online banking as well as GTbank mobile application.


  • The applicant must be willing to pay for the capital and interest in 6 to 12 months, in equal monthly installments.
  • Anyone who wants to take advantage of the loan must be able to give the bank authority to debit the mandatory monthly amount of the loan from their accounts at the time it is due, or be willing to authorize the payroll service to debit the loan amount be paid out monthly prior to crediting their account.
  • The bank has the option for transferring the accounts of delinquent borrower (a borrower who has failed to meet his monthly obligation) to a third-party organisation or agency in order to get any debts that are outstanding for payment. If the default resulted from a loss of employment the bank will transfer the account of the borrower’s to his insurance company in order to recuperate the debt.

GTBank Soft Loan For Small Business

The services of quick credit are accessible to small-sized companies. This service is targeted at small businesses that require working capital for day-to- working, with a particular demand in the educational and healthcare sectors.

The minimum amount of loan is 250,000 naira and the maximum is 10,000,000 Nigerians subject to terms and conditions.

To be able to get this loan facility, your account has to be open for at least six months.

GTBank Soft Loan Offers For Small Business

  • Customers who have been prequalified are eligible for this promotion.
  • Businesses will be able have access to at least 50% of their annual average turnover.
  • The loan term is six months and twelve months for schools.
  • The loan after successful application is immediately credited.
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If you want to apply tothe small-scale business credit, you must follow the same procedure as described for the personal loan. Choose an account for business instead of a personal.’


GTbank payday loan, also known as the GTbank Payday loan also referred to by GTbank salary advance, also known as GTbank Salary Advance, offers yet another loan option aimed at salaried workers. This loan option offers salary-earners up to 50 percent of their salary up front.

Payday loans are a customer base and does not need any collateral for processing. The loan is open to employees of both public and private companies with an account in the bank.


  • Pays 50 percent of their salary in advance.
  • It offers a flexible time frame for repayment of 30 days.
  • The minimum amount is 25000 for staff of public organizations and an amount of at least 50k for private companies


Only customers with documents of their employment or income statement are eligible to apply for the loan.


  • The request can be made via the internet banking
  • The applicants can also get loans through calling *737*8*2#
  • Applications can be made by going to every GTbank branch or using the ATM.

You can Apply For Quick Loan Using These Loan Apps

These loan apps are only for urgent loan for personal needs, they are all genuine loan apps

Zuma Cash Loan App

Alikash Loan App

Cash Farm Loan App

Bell Loan App

Wecredit Loan App

Kiakia Loan App

Unicredit Loan App

Aimloan App

Zedvance Loan App

Creditmesan loan app


Kmimk Loan Application


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