USSD code for Bank and app loan code in Nigeria

The process of getting a money from Nigeria is now easy just a phone . download the loan application (or bank’s app), then make a request for a loan, and in a matter of hours the loan will be credited and, most of the time, these loans is not secured by collateral or documents, and no any guarantor.

What if I told you that there’s an more simple method of getting this loan, you don’t have to go to the Google Play Store to download the application, all you require is a ussd code in the event that there is a banking account that is connected to a SIM cards. Just enter the number and then follow the prompts when you are done the loan will released.

This article will discuss loans USSD code for Nigeria All about ussd codes, including banks microfinance, app and bank and more. You will also learn how to apply as well as other vital information you must be aware of, so stay tuned

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What exactly is USSD code?

Ussd is an acronym for unstructured supplementary Service Data, which helps to access banking functions on mobile phones, as well as a normal phone.

It has been demonstrated to be superior to apps since it is able to used on both a normal phones and also on smart phones.

Ussd code for loans in Nigeria

AB Microfinance Bank. *389*755#
Access Bank Payday Loan *901*11#
Accion Microfinance Bank *572*6#
Airtel Quick Cash *561#
ALAT Loan By Wema Bank *945*100
Aledin Nano loan *903#
Carbon Loan *1303#
Ecobank Xpress *326#
Etisalat *561#
Fairmoney Loan *322*2#
FCMB *329#
First Bank First Advance *894*11# or *894#
Glo Cash *322*1*04225701*Amount#
GTBank Soft Lo. An (QuickCredit) *737*51*51#
Interswitch *322#
Kwikcash *561#
Migo Loan *561#
MTN Cash *606*4#
Trader Moni *540#
Paga *242#
Payattitude *569#
Paylater USSD Code *1303#
Quickteller Loan (Airtel, MTN & 9mobile) *322#
Quickteller – Glo Users *805#
UBA Loan Code *919#
Unity Bank Loan Code. *7799#
Zenith Bank Loan *966#
Guaranty Trust Bank Loan code *737*51*51#
Fidelity Bank Loan code *770#
First Bank Loan code *894#
Wema Bank Loan code *945#
Skye Bank Loan code *833#
Sterling Bank Credit code: *822#
Diamond Bank Loan code *710*11#
Eco Bank Code for loans. *326#
Diamond Access Credit code: *901*11#
FCMB Credit code *389#
Unity Bank Loan code *7799#
UBA Bank Loan code *919#
Union Bank loan code *826#
Heritage Bank loan code *322#
Keystone Bank Loan code *533#
Access Bank Loan code *901#
Zenith Bank Loan code *966#
AB Microfinance bank *389*755#
Access to the bank *901*11#
Accion MFB *572*6#
Airtel quick cash loan *561#
Aledin nano *903#
Etisalat loan code is *561#.
Fairmoney ussd code *322*6#
FCMB credit code: *329#
Glo cash loan code *322*1*04225701*Amount#
GTBank credit code *737*51*51#
The Interswitch Loan *322#
Cash Kwik USSD code: *561#
Migo loan code *561#
Mtn cash loan code *606*4#
Trader Money Loan code *540#
Paga loan code *242#
Quick Teller (Mtn, Airtel, 9mobile) *322#
Carbon Paylater USSD code


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How do you request a loan with USSD code from Nigeria

First, obtain the ussd number of the bank you wish to get a loan from.

Check to see if you have the sim card links with your account at a bank

Enter the USSD code on the sim card and follow the prompts

The loan will be paid within a matter of minutes your bank account.

The requirement to obtain a loan by using ussd codes in Nigeria

The conditions for getting loans through loan apps or in person at the bank is nearly the similar to that of the ussd codes, but these requirements will differ based on the loan provider you’re dealing with, but they will certainly include the below

Achieve a high credit score

If you are a Nigerian and live in Nigeria

You cannot be in defaulted on any loan prior to


A bank account is required and BVN

Find a source of income

How to repay the loan that you got through the ussd code

Repaying the loan you took out using ussd code is straightforward You don’t have to make use of your ATM card or visit a the bank. Be aware that you are able to receive the loan via the sim card linked directly to the bank account you have.

The loan will be deducted automatically when the due date has been reached.

What happens in the event of a default

If you fail to pay, you’ll be penalized by increase in the interest on the loan. In addition, if you suspect that you might escape with the money make sure your sim is linked to your bank. As soon as the money is transferred to your account, the funds will be taken out immediately along with your name. your bvn could have been removed from credit bureaus.

How can I activate the ussd function on my phone?

To get started enjoying the benefits of using ussd, dial the code for the back you’re using to follow the prompts It’s the same code that you are using to access the loan you utilize to activate it.


Although loan is an simple process in Nigeria I would suggest you to get a loan you know you will repay to avoid having I’m sure.


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