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Home Loan Timiza Loan App: How To Apply, Interest Rate And Repayment Period

Timiza Loan App: How To Apply, Interest Rate And Repayment Period

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Timiza loan can provide you with loans without paperwork or collateral in Kenya, they will be paid very quickly and you do not need to visit any bank. With only your mobile to get the loan.

What exactly is the Timiza loan app?

Timiza Loan App is one of the loan services from Absa Bank. It’s a financial app that allows you to obtain loans without collateral or a guarantor. With this loan app, you could get as much as ks150,000.

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Timiza loan app
Timiza loan app

The requirements to get Timiza’s loan application

Here are the requirements you have to satisfy, before obtaining a credit from Timiza

It is necessary to be Kenyan and live in Kenya.

Have a high credit score on the CRB

You need to have an M-pesa account

Use a smartphone to install the app

How do I make an application for a Timiza loan

First, go to the play store and install the app.

Enter your name, email address as well as other details

After you’ve completed your registration, you’ll instantly log in

In your dashboard, locate and click on the loan

You will be able to see how much loan you are eligible to receive.

Click the loan button and then patiently wait for the disbursement

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If everything is in order, your Timiza application will be recognized

Then, you can withdraw from M-pesa.

How do I apply for Timiza credit with the USSD code

Another method you can apply to a Timiza loan is by using a used code. It is rapid and does not require you to sign up for any form of registration.

Enter 848# as a code for your mobile

.It will ask you to enter your Timiza code. Enter it and continue

You will be taken to a page, which has several choices

Choose a loan and follow the instructions.

How much can you borrow from Timiza

Through Timiza you can receive as much as Kes 150,000 with no collateral or paperwork. If you’ve got a poor credit score, you may not be able to get the amount.

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Timiza loan rate, interest rate, and repayment time

Timiza’s interest rates range from 5 – 25% based on the amount you received. The period of repayment is three days.

Paying back your Timiza loan

To repay your loan, sign in to the M-pesa app and transfer the funds to the Timiza app. From the app, you can make payments.

Is the Timiza app loan legitimate?

Yes, they’re legitimate they have a positive review on Play Store and an excellent rating. Additionally, many users are using the app to apply for a loan.


While Timiza loan provides an instant loan to individuals who are Kenyan I’d advise that you take a loan that you can repay to avoid the pitfalls I have experienced.

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