*955# is the Opay USSD code
Opay, a mobile payment startup, has launched a USSD code that can be used to transfer money and purchase data without the need for an internet connection. In this article, we will show you how to send money and buy data using the Opay USSD code. Using a USSD code, opay users can access their money without having to use mobile internet data. They have a large number of customers who frequently use the mobile wallet for transactions.
If you’ve been looking for the best ways to use an opay wallet with a simple code, you’ve come to the right place. The code can also be used to transfer funds from one Opay wallet to another. It can also be used to check balances and withdraw funds, making it easier to access funds throughout Nigeria. Let’s go over everything in detail below.
Table of Contents
Opay Loan Requirements
Here is a list of what Opay need in order to lend you money:
must be a Nigerian national or resident
age of at least 18
bank reference number (BVN)
Telephone number or email
an internet-connected phone
Opay Loan Interest rates
The interest rate on a payday loan might range from 5% to 15%. There are no additional costs that might come up until you don’t pay back when it’s due.
As an illustration, if you borrow 10,000 naira at 5% interest, your monthly payback would be 10,000 naira plus 500 naira, or 10,500 naira.
How Much Can I Borrow From OPay For The First Time
For your first loan from OPay, you may borrow up to N50,000. If you continue to have a positive credit history with them after that, you could be able to get bigger sums.
Simply download the OPay app and create an account to begin going. Then, you’ll have to give some fundamental details about yourself and your financial situation.
You will be able to select the amount of the loan once you have been given approval.
What If I Already Have An Account On Opay?
You may easily access the Borrow area if you already have an account with Opay by logging in.
You may view all of your available borrowing alternatives right here. You can select the amount and duration of the loan after which you can finalise it.
Within 24 hours of your loan being authorised, the funds will be paid into your account. Additionally, you’ll get reminders when your payments are due.
When it’s time to repay the loan, Opay will send you an automatic notification with instructions on how and where to do so.
Can I borrow money on Opay without BVN?
You are welcome to borrow money from Opay without providing a BVN. Simply complete the earlier-listed steps to submit your request.
How to send money with Opay ussd code
To send money using USSD, dial *955#. You select 1 and enter the recipient’s mobile number as well as the amount of money you want to send. After that, enter your Opay pin to complete the transaction.
Using opay Ussd code for airtime purchase
You must have an Opay account to utilize the USSD code; it is also supported by Nigeria’s major networks, including MTN, 9mobile, and Airtel. Because of its ease of use, the wallet is becoming increasingly popular. The wallet allows users to receive up to 50,000 Naira at a time. *955# is the shortcode for sending money. The USSD code is available to all Opay customers and requires no action on their part.
How to Fund Your Betting Account with Opay USSD
One of the ways in which you can put funds in your betting account is the USSD code on Opay, you have to dial *955#. You select 4 and select the mobile betting company of your choice. Input the amount of money you want to send. After that input, your pin, and your transaction will be completed in less than one minute. You can use Opay to fund your Bet9ja, 1xBet, Cloudbet, Nairabet, and Naijabet accounts.
How to Withdraw Money using Opay via USSD code
There is also a way by which you can withdraw your money using your USSD code on Opay you have to dial *955#. You select 3 and input the mobile number of the agent you are sending money to, and input the amount of money you want to send. After that input, your Opay pin and your transaction will be completed.
How to get your Opay OTP code?
To get your Opay OTP code, you need to bring out your smartphone or feature phone, hold it in your hands and dial the USSD code *347*010#. This code will only work if you have used your SIM number to register for Opay, so only registered phone numbers can request for USSD OTP code on their phones