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List Of Fastest Loan App In Nigeria

This article will help you find the most reliable and Fastest Loan App In Nigeria without documentation or collateral.

Today, there are many loan app that work well in Nigeria. They provide small-scale loans to customers who require them. For a time, however, it is difficult to find the fastest loan app in Nigeria

fastest  loan app in Nigeria
fastest loan app in Nigeria

Fastest loan app that can give more than 100k in Nigeria

These are the tested and reliable applications that can give you more than 100k in Nigeria:

This is the list of fastest loan app in Nigeria upon registration and filling the application form.

1. Carbon (formerly Paylater).

Carbon is a mobile loan service that you can access via your phone. They offer two packages that are only available to salaried workers, and one for everyone else. You can also use the app to pay other bills, such as recharge cards or PHCN.

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2. Branch

Branch offers you a loan without collateral. You only need to register and provide your personal information. You can borrow as little as N1,000 and as much as N200,000, with very high interest.

You can read more about Branch: Eligibility, loan amount and more details

3. Aella credit

The app makes it easy for people who need quick cash access to this money. It is also affiliated with various credit bureaus in Nigeria and focuses on employees who have a steady income. They use an algorithm to assess your creditworthiness prior to approving loans. Read more about Aella Credit and their loan details

4. KiaKia

It is quick, simple, and easy to use. The loan app can offer you a loan amount of up to N200,000, with different interest rates depending on what type of loan it is. The term can be extended from 7 to 30 calendar days. Kiakia has some friendly details and requirement

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5. Xcredit:

xcredit, although not very well-known, is one of Nigeria’s top loan apps that offers a great loan package to customers. They currently offer a minimum loan amount of N2,000 and maximum loan amounts of N500,000. Their loan term is approximately 5 months, and they don’t require collateral. You will need to provide details about your bank account.

6. 9ja cash:

9ja Cash is a similar application to xcredit. However, it is not widely known but works very well. You can borrow as much as N300,000 for a term of 180 days. Their interest rate is between 1% to 34%, which can be quite high.

Palmcredit, 9credit and lend me are honorary mentions. We did not include them in our list as they only offer loans up to 100K at the time this article was written. They are not required to meet this requirement, although things may change. They are reliable and safe to use.

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This loan comparison platform allows you to quickly weigh the pros and cons for each app offer before making a decision. This allows you to choose the best offer for you.


All these apps have an easy application process. Start by downloading the official app from the Google Play Store and then registering. After registering successfully, you will be able to apply for a loan. Note that certain apps have a limit on how much a user can borrow, and may increase it over time.

If you have any question about fastest loan app in Nigeria , you can drop a comment.

You can Apply For Quick Loan Using These Loan Apps

These loan apps are only for urgent loan for personal needs, they are all genuine loan apps

Zuma Cash Loan App

Alikash Loan App

Cash Farm Loan App

Bell Loan App

Wecredit Loan App

Kiakia Loan App

Unicredit Loan App

Aimloan App

Zedvance Loan App

Creditmesan loan app


Kmimk Loan Application


Yeah 9ja

Easy Buy

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