Aella credit has a USSD code for a loan application, all loan applications can also be done on the mobile application. The term “loan”.
The company is present in Nigeria, Ghana, Philippines where they have granted loans more than 300,000 times. With investors that include YCombinator, Vy Capital, Friale, and many more, Aella Credit has made an enormous impact on the lending market throughout Nigeria, Ghana, and the Philippines.
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Aella Credit Online Loan
The loans are granted without any collateral or the need for guarantors. They are backed by very low interest rates and, most importantly there are no late fees. This means that you will not be required to pay costs if you don’t repay the loan on time.
The repayment schedule is flexible, and they reward customers who are loyal by offering lower costs.
Aella Credit has a special dedication to women. The company is committed to helping women and their businesses by providing loans. At present, women comprise more than 45% of the customers.
In addition to lending money to individuals and businesses Apart from lending to individuals and businesses, this FinTech company also collaborates with big organizations to offer loans to employees.
Aella Credit loan requirement
Here are the requirements:
- Bank Verification Number (BVN)
- Basic information like your name, number, and email address.
- Your bank account details
- Perhaps a photo of you is required. It will be taken live in real time.
- Your employee ID number (if you’re applying based on your employer’s relationship with them)
How can you obtain the loan you need from Abella’s credit
Follow these steps for credit through Aella credit.
1. Download the Aella app
The first step in getting the cash loan is to install the application on the Google play store. It’s easy to do to download using your Android phone, visit the play store to download.
2. Start the Aella app and select the source
The process is easy. Once the app has been installed and downloaded on your smartphone, simply press it to open it. It will ask you whether your organization belongs to Aella Credit or not. If you are aware that your business is part of the group and you wish to use the network, then click yes. It will ask you for your name and ID number.
If you’re applying by yourself then click on no and continue.
3. Sign up
You will be asked for basic information like name, email address, phone number, and password. This is all you need to do! You will be provided with a number to verify your number. After you have verified your phone number, you’re now registered.
4. Request a loan through an app or USSD code
After you’ve registered you will be able to log in. Within the app, you’ll see the option to request a loan. Click that and then follow the steps.
5. Do not wait to receive a loan
Once you’ve applied. You must wait for the loan decision which usually takes only a few minutes
What amount can you borrow in a credit?
You could get as much as N90 1,000 loan. In the beginning, the loan is usually a tiny amount. However, when you repay and advance, you’ll have the ability to access larger sums
Aella credit interest rate
They have a range of flexible interest rates. The monthly rate of interest is varying from 4% to 29%. The loan’s tenor ranges between 30 and 60 days for repayment.
Aella USSD Code
Aella Credit does not have a USSD code for loan applications, all loan applications can only be done on the mobile application.
The term “loan”
The loan period can be anywhere from 30 to 60 days.
Repayment of the loan
There are a variety of methods to pay back loans. Log into the app and pay it back using your debit card. You can make payments through Quickteller, as well as other methods. If you’re stuck, contact the customer support.
Aella credit for companies
This FinTech company has a unique product specifically for businesses. If you manage a business with many employees, you may join their program. In the course of your responsibilities, you will need to support your employees.
After you have registered as a business the company will be profiled by the business and provide the employees with loans with very competitive interest rates. This type of loan is referred to as an In-Network loan. The rate of interest for those who take in-network loans is 1% to 14% per month.
To join your organization, visit this link
Aella Credit Head office
The head office for Nigeria can be found on Pentagon Plaza, 23 Opebi Rd, Opebi, Ikeja, Lagos, Nigeria.
Aella Credit customer care
The customer care email is a
At the moment they do not provide support via phone. If they ever do the service, we’ll update this page. Alternatively, you can contact them via the Facebook page, Twitter, and Instagram.
Aella Credit App
For a loan to be granted it is necessary to be able to install the app on your smartphone. It is only available on Android phones at this time. To download the app for iOS, Blackberry, and Windows phone users, you’ll require an Android phone to download the app. You can visit this link to download the application from the Google Play Store
Website
The Aella Credit website is aellacredit.com