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Home Loan What Is Kmimk: Full Meaning, Kmimk Application, Kmimk Loan

What Is Kmimk: Full Meaning, Kmimk Application, Kmimk Loan

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Kmimk is an online lending company that is new in the game of granting personal loan to Nigeria without document.

It’s easy to apply. Just download the Kmimk loan app from Google Play store ( It is available for some people. If you can not find it, just scroll down and you can download it here) and provide some information about you. The algorithm will analyze your data, calculate your credit score, and offer you a loan within a few hours.

About Kmimk

The Kmimk loan company has been sending loan to people even despite that they did not apply and it is a welcomed development to some people while other feel it is totally wrong.

What Is Kmimk?

Kmimk means Kodak money in minutes Kodak.

Kmimk is a registered new loan company in Nigeria that grant loan to individuals and business owner . Kmimk is very new in Nigeria as the loan app is not yet approved on Google Play Store .

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Kmimk Loan App

The new Kmimk loan app is yet to be announced or available for download on Google Play store or Apple store. You can download Kmimk loan App here

Kmimk Full Meaning

Kmimk full meaning is Kodak money in minutes Kodak, it is a slogan that they kmimk company will explain what it means during the official launching.

Kmimk Message

If you received any message from Kmimk then it is not a scam, just relax and you will be contacted very soon.

Kmimk Loan

The Kmimk loan is available to every individual that can provide the following details.

Have a bank account as well as BVN
Are you able to earn a living?
You must be over 18 years old
Reside in Nigeria
You must have a smart phone to download the application

Is Kmimk Loan legit?

Kmimk Loan is a legit loan app. However, the app is still new to the Play Store. It does offer loans to customers, but it is important to be cautious before applying for an online loan. Before you apply for a loan in Nigeria, make sure to read reviews from other customers.

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These loan applications are not registered with the CBN nor any other government agency in Nigeria. They are responsible for your transactions and you cannot seek redress for bad customer service.

Its availability on Google Play store does not guarantee that transactions made on it are secure. You are responsible for your security when using loan apps in Nigeria through the play store.

Kmimk Loan Requirement

  • You can be a Nigerian citizen or resident.
  • At least 18 years of age
  • A monthly income source.
  • Attach your ATM card to the account
  • Give details about two of your closest relatives, including their telephone numbers.
  • You have a high credit score and no outstanding loans from any other lenders.
  • Maintain an active bank account
  • Your BVN must have your phone number.
  • You must have a valid ID card issued by the government.

Loan Interest Of Kmimk

Rates and fees for loans
Loan amounts: N 5,000 to n 50,000
Service / Interest Fee: 2% – 35%
Maximum Annual Percentage Rate (APR), 66.21% – 2740.44%
Late fee: One-time fee of 8.8% of the outstanding amount
Minimum repayment period: 61 days
Maximum repayment period: 180 days

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kmimk Customer Care Number

The customer care number of Kmimk loan is 08134131664 and the mail address is kmimkloan@gmail.com

How much can you borrow from kmimk loan app?

The kmimk loan application allows you to borrow up to N100,000 without any collateral or guarantors in a single transaction.

As a first-time borrower, you might not be able to borrow as much as this, but as you continue borrowing and repaying, your borrowing capacity will rise.

What if you don’t pay back?

If you choose not to pay it back in full, you may be charged a late fee and your name may be listed as a delinquent borrower with the credit bureaus, which would restrict you from applying for loans in Nigeria until you have fully repaid the loan.

To avoid unnecessary problems with kmimk, it is advisable to pay up the loan before the deadline.

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82 COMMENTS

  1. Hello, just got an approval of a loan sum of 500k that I didn’t apply for, and been yry to get your customer service line to speak to , and report this

  2. I just received a massage of an approved loan worth 500k that I didn’t apply for. Can someone please help me with the customer service line.

  5. I applied for loan since 11:00am and I paid my loan has been approved and I paid the 5% of the loan. Since that I didn’t get any notification from the customer service. Please help and let me know what is going?

  7. I just got a message of 500k loan that I have been approved I didn’t apply for it, can I get a reply or calls from you people thank you

  9. I just got a text message that my loan of 500k have been approved, pls I didn’t apply for this loan, can someone tell me what’s wrong pls or can I get your customer service line.

  11. Please I didn’t apply for any loan oh. Why am I getting a message that my loan has been approved???? I don’t want your loan abeg don’t put me in your stupid nonsense ohh

  12. I received a message that a said loan of #500,000 had been approved. I never applied for any of such loans and won’t be responsible for it’s offset.

  13. Hello
    From babatunde oluwole Ajayi
    I just received a message That I got a loan of 500k and it has been approved. I never applied for loan… kindly block the transaction because I won’t be responsible for any payment. Pls No body should put me in any debt if you people don’t want to run mad. Because I can’t pay for what I know nothing of.

  14. I received an sms from kmimk telling me that my loan application of 500k has been approved,and I never applied for it..what’s happening?I guess I will not be responsible for any deficit.

  18. I got a text that my 500,000 application loan has been approved…..pls I did not apply for any loan……..kindly block the transaction…….I don’t know anything about it and I won’t pay for what I don’t know

  19. I received a message from kmimk dat my loan has been approved.. ????‍♀️????‍♀️????‍♀️ How, because I did not apply for any loan oooo, you people should check well. I DID NOT APPLY FOR ANY LOAN OOOOOOO ????‍♀️????‍♀️????‍♀️
    Thanks

  20. I need to know more abt kmimk, they just sent me a massage of approval for five million n I don’t remember applying for loan, is it a scam or real, if real, what’s d payback process n what’s d percentage?

  21. I received a message that my 5,000,000 loan application have been approved, and I don’t know anything about Kmimk talk less of applying for any loan, and this is what people have been complaining about pls take notes.

  22. I just received a message saying 5,000,000 loan was approved which I didn’t apply for. I will not be
    responsible for any deficit.

  23. Please my brothers sisters who has been receiving loan message of 500,000 naira which u no down u that u didn’t apply please don’t fall victim of paying any Kobo as a percentage before ur loan is been fully approved oo.. they are scammers, thief, inshort they are beast of no Gender who wanted to turn Nigeria to something else.. my brother ignore them oo.. they are thieves oo.. don’t say I didn’t warn u..
    They send to me like 10 time, but as I didn’t respond to there message. They are tired of me now . So be warned oo… Thanks.. from Aminko’o.

  24. Scammers everywhere, I saw a message that my loan has been approved (5,000,000) when I’ve never applied for any loan before talk more of knowing what KMIMK is.
    You guys have failed woefully, moreover, where did you get my contact from…..a lot of data infringement from our banks and porous database system. pathetic!

    • very pathetic i also got the message of 5,000,000.00 approved credit limit, it is obvious our data system is compromised because all this scam messages comes in from my bank sim.

  26. Please I got a text message from Kmimk that a loan of 5000000 NGN has been approved for me. Please be informed that I did not apply for it and I will never be part of it. Kmimk please be aware. Thank you.

  27. I received a message that my loan has been approved also, please what is the meaning of this? Because I did not apply for any loan.

  28. I just got a message saying I’ve been given a credit limit of 5 million naira which I didn’t even apply for. I’ve not even heard of your application before, I just suddenly got this message this morning. If this is a joke it’s better you guys stop it because I did not apply for any loan and you guys will be responsible for any repercussions.

  30. I just got a massage that loan of 500k has been approved of which i didn’t apply for any loan u guys should stop that joke don’t even know anything about this app.

  31. I got a link and message of 5m approval of credit link that I never sign, register or request for. Hope you people know what you are doing. I’m not in any terms, actions or what so ever mean in accord with the said loan approved credit link.
    Please be let’s be guided. And let it be on record both publicly and privately that I Blessing Michael denied any knowledge of such credit loans application or consent approval on my name and person.

  32. Is like God want to punish you people, because I just receive an sms that my loan is approve. I didn’t apply for any foolish 5,000,000 naira loan. You people should stop this scamming message, that’s how you people go around putting people into problem they are not aware of. God will kill you people if you send me such stupid message again.

  38. I received a message from this organization that a loan of 5M had been approved to me, I didn’t request for any loan. I’m not interested in your loan.
    Please be notified

  39. A message was sent from this organization that a loan of 5M had been approved to me, I didn’t request for any loan. I’m not interested in your loan.
    Please be notified

  41. I just received an sms that my loan of 5,000,000 has be approved that i should click a link. I did not apply for any loan o. keep your money and let me keep my peace. I move.

  42. To Whom It May Concern

    I, ABDULRAMAN Olaide hereby dissociate myself from any application for loan on your platform. The first time I knew this JIMMY is when I received a message that my 5,000,000 NGN has been approved which I never applied for.

  49. You guys are just scammers , if you know what is good for you never you send me any message of loan approval when I don’t apply for one . Stupid people everywhere.

  50. Please I didn’t apply for any loan stop texting me oh, because I just received a message that my 5m has been approved.

  56. I just got message from this organization that my loan application of 5,000,000 has been approved. Please I did not request for any loan and I will not be responsible for any loan taking by anyone.

  63. I just got a message about loan application. Pls I never applied for any loan and it’s totally wrong to send me any message. Pls I’m not interested and I didn’t apply for any loan.
    Pls take note
    Igbasan Oluwaseyi

  64. I just got a message that my 500,000 naira loan has been approved mean while I did not request for a loan I did not request for a loan ooo please ooo

  65. I applied for the Loan and received message that my loan has been approved…but I was asked to pay 25% of my loan to the company’s acct. And they will return it to my account together with the loan…
    That’s where am confuse..
    Pls I need someone to enlight me..

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