Lidya loan: how to apply, interest rate

Lidya is a loan firm which offers loans to individuals and businesses in Nigeria without collateral or paper work . will be able to secure their loan and you can get up to $500,000 in loan. In addition to loans, they offer business tools to aid businesses in growing their business.

Although they focus more on the business loan, individuals are also able to borrow from them, provided they have a great credit scores.

Lidyaa is the lender that you need to apply for a loan. Lidya

To get a loan from this lender, you must comply with their criteria which are

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Have a bank account and BVN

Have a great credit score

Are you able to earn a living?


You cannot have been in default on any loan prior to

Have at least 18 years old

Use a an iPhone that is smart

Lidya loan

Lidya loan

How do I apply for a lidya loan

It’s not mushi, so head the lidya

Enter your name, email address and BVN

Once you have completed this, you can logged in to your dashboard

In your dashboard, locate and click on the loan

There are different types of loans that are deferred.

Click on individual loans or business loan, if that’s what you are looking for.

Next, the page should tell how much money you’re eligible for.

Click it and then wait for the payment to be made

If everything goes as planned, your loan can be credited within 30 minutes of submitting your application

What is the maximum amount you can borrow from Lidya

Business owners can get more than $500,000 in loan, while the individual loan limit is less than $500,000.

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The first amount you can borrow for will not exceed than $30,000 however as you borrow and repay, the amount you are able to get will grow.

Lidya interest rate on loan and repayment time

The interest rates of Lidya depends upon the size of the loan along with the credit scores of the borrower. It ranges from 5 to 30 percent.

The repayment time is one month and 12 months. For the first timer, the interest rate is high, and your repayment time is low until you prove that you are making payments on a regular basis.

Paying back your loan to Lilya

You can pay back your loan using an ATM credit card, or by transfer funds to the account number. You can ask them for their account numbers. When you transfer funds, ensure that you have the correct account number to avoid stories that may be in

Is Lidya loan legit

Yes , the company that lends money is legitimate, they are present across five countries of the world, including Nigeria. They have provided loans to a lot of people.

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Lidya is professional and won’t send defamatory messages for your contact.
Apart from loan lidya, it helps companies grow by giving them a business tool

What I love is Lidya

  • They are a professional credit company
  • They provide loans to both individuals and businesses.
  • The registration process for them isn’t complicated

What I don’t love about the lender is the lidya loan company.

  • They’re strict. If you have a poor credit score, you won’t be able to get a loans.
  • The loan they provide to the first-timer is not much.

Lidya contacts

Address: 2B Oko-Awo Street, Victoria Island, Lagos, Nigeria


Email Contact:


Lidya is among the authentic loan companies in Nigeria Their loan process is easy and they’re fast in the process of disbursing loans, once your application is approved, you will get an alert within 30 minutes.

You should take out a loan you know you will be able to repay so that you don’t embarrass yourself.


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