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Download Mota Cash Loan App Apk For Free

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Are you searching for how to download mota cash loan app then this article is for you with all the necessary information.

Mota cash loan app is one the loan apps that provide instant loans in Nigeria Their loan processing is extremely fast.

With your smart phone , you’re in good shape. With smart cash loan , you can get up to $100,000 loan with no collateral or paperwork.

Mota Cash Loan App

To obtain a moca cash loan

Before you can apply for a the mota cash loan, you have to meet some of their requirements. These are

Have a good credit score

Have a bank account and BVN

Are you able to earn a living?

Have at least 18 years old

You must have a smart phone to download the application

If you have met this requirement , the next step is to submit an application for the loan.

How to download APK and apply for Mota Cash Loan App

  • Install the Mota Cash personal loan app exclusively on the Google Playstore.
  • Register with your phone number to create an account
  • For verification, it is preferable that you use the phone number associated to your BVN.
  • Please fill in your Kwow-your customer KYC information. This includes your residential address and next of kin details.
  • Your Biometric verification number BVN will also be requested.
  • To bind your ATM card with your account, you will be charged N50. This will increase your chances of getting a loan amount that is higher.
  • To confirm your details, a one-time OTP password will be sent to you.
  • After you submit your loan application, the software will evaluate your credit score. The final result will appear in the APP.
  • You should see the result in less than 2 minutes. If you are eligible for a loan the amount will be transferred directly to your bank account.
  • You will need to take a clear selfie of your identity so make sure your phone has enough memory.
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How do I make an application for Mota cash loan

First, go to the play store to download and install the lending application

Sign up with your name and other information

It will ask you to bring along your ATM card that could show #30. Bring it and continue

After you have completed your registration, you’ll be logged in to your dashboard.

Click on the dashboard to Ioan

You will be able to see the how much loan you can qualify for.

You can accept the offer and then be patient until the money is paid.

How much can you expect to receive by obtaining Mota cash loan

The Mota Cash Loan is one of the fresh loan app . The highest amount you can receive from them as of this post is $100,000, however as a new borrower you could be granted up to that amount, however, as you continue to use the loan and pay back as you go, the amount you are able to get will grow.

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Mota cash loan rate of interest and repayment time

Their interest rate ranges from 5 to 10%, and their repayment term is 7 days to three months. All of this depends on the amount of loan they you are able to.

When you first start using the app, the interest rate you pay will be high, and your repayment time frame is short. As you use the app, this will increase.

In return, you must pay back you Mota cash loan

To pay off your loan make sure you are on your dashboard

Click on the Repayment of loan

There are a number of options for repaying your loan.

Click on the link and make the payment

When you pay, it will be reflected on your dashboard

If it doesn’t, the correct information, contact them.

What happens If I fail to pay

If you fail to pay, you’ll be penalized by increasing the interest rate. If you do not make any repayments your name along with your bvn number and other details will be submitted to the credit bureaus for black listing. This means you won’t be able to obtain a loan from the same lender within Nigeria until you have paid off your debt and clean your name with the credit bureau.

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Is Mota cash loan legit

Yes, Mota cash loan legit
They can provide you with loans in Nigeria However, they do not licensed by CBN therefore be cautious when you take a loan from them.

Our take about Mota application for cash loans

Mota cash loan application is legitimate and has both positive and negative reviews on the Play store. They’ll surely provide you with money, but as they do not have the license of CBN I would advise that you exercise caution in obtaining a loan from them.


Mota Cash Loan App can certainly provide the loan you need in Nigeria However, do not get a loan that you cannot repay, and try to avoid embarrassment. I known.

Additionally, since they do not have a licensed by CBN If anything goes wrong, it could take a while before CBN will intervene.

You can Apply For Quick Loan Using These Loan Apps

These loan apps are only for urgent loan for personal needs, they are all genuine loan apps

Zuma Cash Loan App

Alikash Loan App

Cash Farm Loan App

Bell Loan App

Wecredit Loan App

Kiakia Loan App

Unicredit Loan App

Aimloan App

Zedvance Loan App

Creditmesan loan app


Kmimk Loan Application


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