Fidelity loan USSD code: How to get a loan from Fidelity Bank

Fidelity Bank is one of the banks that provide loans on behalf of their customer. They offer a deferred loan product designed for different segments of their more than 5 million customers. You can obtain a quick and simple loan with no any collateral or paper work by using the company and also obtain a large loan like mortgage loans.

This article will discuss Fidelity loan, and how you can obtain a loan from them and we won’t stop there. You’ll also find out their requirements and the different kinds of loans they offer , and many more.

The requirements for a Fidelity loan

Before you can apply for an loan from Fidelity bank, there are a few conditions you must comply with. These requirements are

Have a great credit score

You cannot have been in default on any loan prior to

You must be from Nigeria resident of Nigeria


You must be at least 21 years old

You must have a valid method for identification

To get a salary loan, you have to have a salary account with Fidelity bank.

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The types of loans offered by Fidelity Bank

There are various loan products that you can obtain from fidelity bank. They are

A payday loan from Fidelity

Payday loans are aimed at those who earn a salary and are employed in a well-known company prior to obtaining the loan, you must have a salary account at Fidelity bank for at least six months.

The amount you will receive here is contingent on the amount that you’re receiving every month.

Personal loan

Like the name suggests, the loan is targeted towards people who require cash to meet an urgent demand, as it’s an urgent, the amount available here is not huge and the time to pay back is also small, however the payout is quick.

Fidelity NYSC loan

The loan is designed specifically for serving coppers. It’s similar to a personal loan however it is directed at those that are serving currently and have their own alllowee accounts in Fidelity bank.

POT is a point-of-transaction loan (POT)

Another loan offered by Fidelity. It will help you finish the an transaction. For instance, if you might need to purchase something or a service that is worth 1,000 dollars using your ATM card. However, if the amount you have in your account is 800, you could get an POT loan to fund the purchase.

Migo loan

As with many banks, Fidelity banks are also working in partnership with migo loan. You can dial *561# from the sim that is connected to your Fidelity Bank account in order to get access to migo loan.

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The period for repayment is 30 days, and the amount of the loan you get will be contingent on the amount that is deposited and taken out of your monthly hourly accounts.

Fidelity Easy Asset Leasing Scheme (FEALS)

This loan is designed for those who want to purchase assets like laptops, generators, or other household appliances.

The loan is simple to obtain by walking to any branch of the bank at your area and request it. The payback time is in months, while the rates of interest is based on the cost of the asset

Mortage loan

With fidelity bank, you can apply for a home loan to purchase your dream home The repayment period is over a number of years while the rates is based on the price of the home.

Salary Advance scheme that is instantaneous Salary Advance scheme

Another credit fromm Fidelity bank, which is targeted at those who earn salary. With this kind of loan, you’ll get 50percent of the income as a loan, so suppose you earn 100,000 per month. The amount of loan you could get is #50,000.

The rate of interest is based on the loan, however the you will have to pay back the loan within a month. The amount will be deducted automatically when you get your pay

Credit card from Fidelity Bank

Fidelity also joined the group of banks offering credit cards to Nigeria You can use this card to purchase good and services with no penny to your credit card.

It’s similar to an overdraft, once you get money, everything your possessions will be taken out.

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How do you apply for an Fidelity loan

In order to apply for Fidelity loan, follow the following procedure.
There are two ways to request a loan in accordance with the kind of loan you’d like to get,

For online loans, such as

Personal loan
Salary loan
Payday loan
Migo loan

You can make an application through your phone by dialling Fidelity credit card USSD number that can be found as (*770*08#). You can also contact them via message on WhatsApp 09030000302


To get a large loan, you have to go to the Fidelity branch nearest to you and request the loan you wish to get.

How long will it take to obtain the loan you need from Fidelity bank?

If it’s a loan you are able to use the ussd code to obtain, credit, you’ll be credited in less than 30 minutes, however in the case of a big loan that requires you to visit their bank’s breach, it could take a few days.

Contacts with the Fidelity bank

Address: 2, Kofo Abayomi Street, Victoria Island, Lagos, Nigeria

Telephone number: 0700 343 35489


Email: 83******835@f***

Fidelity bank ussd code for koan

The Fidelity bank loan number is (*770*08#) Once you dial it, you’ll discover different loan types that you could apply for.


This article will show you how to obtain the loan you need from Fidelity bank . If you go through the information you’ll see how easy it is to get a loan through Fidelity. While it’s simple to get a loan, I’d advise you to get the loan in which you are able to play back.


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