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Home Loan Cash credit loan app: is it legit, how to apply

Cash credit loan app: is it legit, how to apply

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cash credit loan app is available in Nigeria which provides instant loans with no collateral or paper documents.

The application for this loan is simple to apply for using your smartphone. Cash credit loan application you can get as much as $100,000 in loan the time of writing.

The loan processing is fast and once your application is approved, you’ll be credited within minutes.

Cash credit loan app requirement

The conditions to get a the loan through Cash Credit Loan application are

Have a good credit score

Are able to earn a regular income.

You must be over 18 years old

Have a bank account, and Bvn

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A smart phone that allows you to download the app for loan

How do you apply for a the cash credit loan app

The first step is to visit the Google Play Store then download the borrow application

Sign up with your name, bvn number and other information

You’ll be asked to tie your ATM card to avoid a the fee of $30, so do it and then proceed

After you’ve completed registration, you will be able to login to your account.

Find your dashboard and click on the loan

You will be able to see the how much loan you can qualify for.

Click it and then wait for the payment to be made

What amount can you get through the app for cash credit

It is possible to get from this loan application is between $7,000 and $100,000. For the first time, your loan amount is $30,000. It will increased when you continue taking loans from this app.

Interest rate for cash credit loans and repayment time

The interest rate ranges from 5 – 20%, based on the loan amount secured and the period of repayment.

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The period of repayment is 90 days and 365 days. If you are a first-time borrower, you will receive a high interest and the payment time will be limited. This will improve later as you continue taking loans through this application.

Repaying your cashcredit app

To repay your loan, make sure you are on your dashboard

Click on the link to repay your loan.

You will be presented with a deferred option to repay the loan

Click on one , and then pay

When you pay, it will show up on your dashboard

If this is not the case, you need to get in touch with them.

What happens when I fail or refusing to pay

If you fail to pay, you could be punished by a rise the interest rate on your loan which could reach 2percent.

If you do not return your name and bvn will be sent to the credit bureaus to be blacklisted. This means that you won’t be able to apply for loans another time in Nigeria until you have paid back and have cleared your name with the credit bureau.

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Can cash credit loans be considered legitimate?

Yes, this app is genuine, they’ll surely provide you with a money. However, they’re not licensed by CBN or insurance by NDIC.

Our final opinion on cash credit loans app

As mentioned above the cash credit loan application is legitimate and has provided loans to numerous people in Nigeria They have a good reviews on Play Store, which is good news. and they don’t charge a fees for loan processing.

The only issue is that they do not have a licensed by CBN Therefore, be careful when borrowing from them.


Cash credit is sure to give you a loan, but make sure to not borrow more than you are able to repay, and be careful not to embarrass yourself, and if I had known.

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