Lidya is a loan firm that offers loans to individuals and businesses in Nigeria without collateral or paperwork. will be able to secure their loan and you can get up to $500,000 in loan. In addition to loans, they offer business tools to aid businesses in growing their business.
Although they focus more on the business loan, individuals are also able to borrow from them, provided they have a great credit score.
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Lidyaa is the lender that you need to apply for a loan. Lidya
To get a loan from this lender, you must comply with their criteria which are
Have a bank account and BVN
Have a great credit score
Are you able to earn a living?
You cannot have been in default on any loan before
Have at least 18 years old
Use a smart iPhone
Lidya loan
How do I apply for a Lidya loan
It’s not mushi, so head the idea
Enter your name, email address and BVN
Once you have completed this, you can log in to your dashboard
In your dashboard, locate and click on the loan
Different types of loans are deferred.
Click on individual loans or business loans, if that’s what you are looking for.
Next, the page should tell how much money you’re eligible for.
Click it and then wait for the payment to be made
If everything goes as planned, your loan can be credited within 30 minutes of submitting your application
What is the maximum amount you can borrow from Lidya
Business owners can get more than $500,000 in loans, while the individual loan limit is less than $500,000.
The first amount you can borrow will not exceed $30,000 however as you borrow and repay, the amount you can get will grow.
The ideal interest rate on loan and repayment time
The interest rates of Lidya depend upon the size of the loan along with the credit scores of the borrower. It ranges from 5 to 30 percent.
The repayment time is one month and 12 months. For the first-timer, the interest rate is high, and your repayment time is low until you prove that you are making payments regularly.
Paying back your loan to Lilya
You can pay back your loan using an ATM credit card, or by transferring funds to the account number. You can ask them for their account numbers. When you transfer funds, ensure that you have the correct account number to avoid stories that may be in
Is Lidya loan legit
Yes, the company that lends money is legitimate, they are present across five countries of the world, including Nigeria. They have provided loans to a lot of people.
Lidya is professional and won’t send defamatory messages to your contact.
Apart from loan Libya, it helps companies grow by giving them a business tool
What I love is Lidya
- They are a professional credit company
- They provide loans to both individuals and businesses.
- The registration process for them isn’t complicated
What I don’t love about the lender is the holiday loan company.
- They’re strict. If you have a poor credit score, you won’t be able to get a loan.
- The loan they provide to the first-timer is not much.
Lidya contacts
Address: 2B Oko-Awo Street, Victoria Island, Lagos, Nigeria
Website: www.lidya.info
Email Contact: info@lidya.co
Conclusion
Lidya is among the authentic loan companies in Nigeria Their loan process is easy and they’re fast in the process of disbursing loans, once your application is approved, you will get an alert within 30 minutes.
You should take out a loan you know you will be able to repay so that you don’t embarrass yourself.
