The latest Naira9ja Loan App Download will give you access to personal and business loans without collateral in Nigeria
Naira9ja Loan App Download is user-friendly and secure personal lending service that provides Nigerians personal loans that start at N5000 and up to the maximum amount of N500,000 once you apply and download the loan.
The money from this loan application is intended for private use and is short-term in nature generally starting around 8-days for the first time borrowers.
The Naira9ja loan application is genuine. We can say this because there was downloaded more than 10k times in the first month of its release, and it has many favorable reviews. The app makes use of AI to gather prospective customers’ details, including phone numbers and bank transaction alerts BVN to create scores on the creditworthiness of every customer.
Naira9ja Loan App Download Process
- Download the Naira9ja loan App only on Google’s Playstore and install it on your Android phone..
- Create an account using your number.
- Input basic information including your address, the next of kin, and your employment information.
- You’ll also have to supply the Biometric Verification Number BVN.
- You can connect to your ATM card to your bank account to increase your odds and receive a larger amount of money.
- One-time security code OTP is sent directly to you mobile to verify your information.
- When you submit your loan application the algorithm will evaluate your credit score. The final results will be displayed on the APP.
- If the loan is approved, the amount will be credited to the account of the bank immediately.
- The loan disbursement process on Naira9ja is performed automatically The entire procedure will take no more than five minutes.
Naira9ja Loan App Download rules
- Have an Nigerian citizen or a legal resident.
- Between the ages of 22 .
- A monthly source of income.
- Make sure you connect your ATM card onto your account
- Give the details for two next of kin including their number of phones.
- Have a credit score that is good without any outstanding loan from lenders.
- Are you able to open an active Nigerian bank account.
How Naira9ja Loan App Download works
It is true that Naira9ja Loan App Download is legitimate and offers loans to clients, however with very high interest rates, particularly for new customers. Check out other reviews from customers on the Play Store before you submit a loan application.
You must be aware that these loan applications aren’t regulated or registered through CBN, CBN or any other government institution in Nigeria. You are accountable for the security of your transactions using them , and there’s no recourse to redress poor customer service.
Additionally, its presence as a feature on the Google Play Store does not ensure that transactions made on it are safe. The store is merely an opportunity to download but you are ultimately responsible for your security when making use of loan apps in Nigeria.
Naira9ja Loan App Download Security
The loan application process is secure and protected. Naira9ja will never divulge customer’s personal information to any person without their the consent of the customer.
What happens if do not repay my loan? Or make my payment on time?
Repayments that are late automatically result in the cost of 2percent per day. Therefore, it is recommended to not overpay deadlines. The loan that is paid back by the due date allows you access to larger loan amounts. The late payment will limit the ability of you to obtain additional or larger loans. If you’re extremely in arrears with your payments, you’ll be identified by the First Central Credit Bureau. The blacklisting of the First Central Credit Bureau may hinder your ability to obtain loans from other lenders.
HOW TO REPAY Naira9ja LOAN:
- Once they have successfully bind the repayment bank card, the card will take the amount of repayment off the card in the event that there is sufficient money on the card.
- Payouts via Paystack gateway are also integrated into the application to allow manual payments.
- Paying off all loans in time will increase your score on credit, which can lead to greater opportunities for greater limits and more long-term terms.
What loan application from Naira9ja can be improved?
Naira9ja offers a excellent user experience. application for loans is simple and simple.
However, the rate of interest for this application is over the top. First time borrowers generally receive N4000 and pay back N6000 in 8 days.
Naira9ja loan customer service number
Office: Plot GA 1, Ozumba Mbadiwe Ave, Victoria Island, Lagos
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