Have you recently been in a financial bind and need a loan immediately? Find out how to request a loan through Naira9ja and the requirements, interest rate and repayment options, and other details within this post.
Naira9ja: What exactly is this, and exactly how does it function?
It is a fast and straightforward loan service that permits its Nigerian users to take out personal loans ranging from $5,000 to #500,000.
If you are applying for a loan through Naira9ja, You are not required to submit security or a guarantor. The other procedures, such as the application for loans and registration, can be completed online via mobile.
A credit or debit card is optional to obtain this loan. This is only necessary if you need to repay your loan using Naira9ja.
Naira9ja loan conditions
You must meet the criteria to be eligible to receive a loan
- It is necessary to be a Nigerian resident and a citizen of Nigeria.
- A minimum of 18 years of age is the minimum requirement.
- a regular monthly income source
- If you apply for a loan, you must not already be in debt due to an earlier loan application.
You’ll also have to meet specific details. They include:
- your bank information (must be your account number) (must be a Nigerian account)
- The phone number at which you’ll receive an SMS with a confirmation
- Your Bank Verification Number (BVN)
Downloading the loan application through the Google Play store is the next step after you have met the criteria and have all of the required information in order.
Get the Naira9ja mobile application.
Windows, as well as iOS devices, currently do not support Naira9ja. Only Android-powered devices can utilize it. The app needs to be installed and downloaded via Google Play Store. Google Play Store.
More than 100,000 users have downloaded this tiny 8MB application. Over 9,600 people have rated the program a rating of 4.3 on reviews at the time of writing.
Create an account. The lending service once you have installed the application on your phone.
How do I create an account on the loan of Naira9ja?
- To sign-up, choose ” new loan account” at the top of the page.
- Please fill in your telephone number.
- An SMS with the confirmation number will be sent to your mobile number. To proceed, type in the code.
- The provision of personal information will be the following step. Name, age, and other required information should be given.
If you click on the app following the registration, you’ll be taken straight to the home page.
How do you take out a loan using the Naira9ja loan application
You can also access other services, control the details of your Naira9ja loan account and apply for loans, make payments, check your credit score, and much more on the home page.
- You can access the page to apply for a loan on the home page.
- Select the amount of loan you’d like to receive from Naira9ja. A minimum of 5 000 and a maximum of 500 000 is available.
- Set the terms for repayment. You can repay the loan in a period between 3-months (91 days) to 12 months(91 jours) up to twelve months (365 days)
- Enter the bank’s account number for the account where the money will be placed.
- Submit your loan application.
Your loan application to Naira9ja will be reviewed. You’ll be informed if the loan is accepted, and the requested amount will be transferred into the account on your bank statement.
What amount of loan is available through Naira9ja? Naira9ja credit service?
On the Naira9ja app, you can obtain a loan from 5,000 to $500,000. If your application is approved and approved, a loan in a matter of minutes will be credited into your account at the bank, making it very adaptable.
Rate of interest for Naira9ja loans
The interest rate for the Naira9ja loan service is 19.8 per cent for a 6-month payback period. Consider, for instance, that you choose to pay back an amount of $8,000 in six months from the time you received it:
- Interest is calculated at 19.8 per cent.
- The concern is #1584.
- The total due amount is #9584.
How can I pay for my loan of Naira9ja
The Naira9ja mobile application is straightforward.
- Visit the page for loan repayment.
- Select the loan you are currently in from your credit history.
- Select a payment option and provide the required details.
- The bank will send you a confirmation number if you use the ATM card.
- You must enter the code confirmation to validate the purchase and repay your loan.
What is the headquarter of Naira9ja?
The headquarters for Naira9ja to get the most efficient customer service. The address is Plot GA 1, Ozumba Mbadiwe Ave, Victoria Island, Lagos.
Customer service details and email address for Naira9ja
You can always reach the Naira9ja lending company with any questions or concerns. There are employees in customer service who can assist you.
The customers from Naira9ja can be reached through their email addresses.