Are you in a difficult financial spot and require to take out a cash loan immediately? Naira9ja can help. In this article you will discover how to apply for an Naira9ja loan as well as the criteria, the interest rates, ways to pay back, and much other.
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What exactly is Naira9ja loan ?
Naira9ja is a speedy and simple loan service that permits Nigerian users to take out personal loans, which range between N5,000 and N500,000.
There’s no need for collateral nor any guarantor in order to get a loan from Naira9ja. Registration, loan application and other procedures are done online and directly from the mobile device of your choice.
You don’t require an account with a debit or credit card to apply for this loan. The loan is only needed for repaying your loan using Naira9ja.
Naira9ja Loan Requirement
In order to be eligible to receive to be eligible for a Naira9ja loan from Nigeria You must be able to meet the conditions.
- The person you are looking for must be Nigerian citizens of Nigeria and resident of Nigeria
- You must be at the bare minimum 18 years old
- A reliable source of income for the month
- You cannot be a guarantor for other loan applications at the date you apply for a loan from Naira9ja.
Naira9ja will also require information from you. These comprise:
- Your number for your bank account (must be an Nigerian account)
- The number from the confirmation message.
- Your Bank Verification Number (BVN)
If you are able to meet the requirements and have all the information required in order, move on to step 2. install the Naira9ja loan application from Google Play Store.
Naira9ja mobile application download
As of now Naira9ja isn’t available on Windows or iOS devices. It is only available on Android devices. It is necessary be able to first download the Naira9ja application via Google Play Store. Google Play Store.
You can also download Naira9ja loan app and apk here
The app is a tiny size of just 8MB, and more than 100,000 downloads. The app currently has a review score of 4.3 from more than 9,600 people.
After the app has been installed on your device, it is recommended to create an account on Naira9ja. Naira9ja lending service.
How do I register an account with the loan from Naira9ja
- The first screen, hit ” create Naira9ja loan account” to register.
- Enter your telephone number.
- An authorization code is sent out to you mobile number in the form of an SMS. Enter the code in order to proceed.
- The next step is providing of personal information. Please provide your name, your age, and any other information we have mentioned in the requirements.
After you have completed the registration process, you’ll be directly taken to the homepage whenever you open the application.
How do you request a loan through the Naira9ja loan application
On the homepage on the homepage, you can control your loan account with Naira9ja get loans, make repayments your loan, see your credit score, and use other options.
- At the top of the page go to the page for loan applications
- Choose the amount of loan you wish to get from Naira9ja. You can get the minimum amount of N5,000, and a maximum of N500,000.
- You can set your repayment timeframe. You can pay back in three month (91 day)) up to twelve months (365 days)
- Enter your bank account’s number so that the money is to be received.
- Send in your loan application
The loan application you submitted to Naira9ja will be scrutinized. If the loan is approved, you’ll be notified and the amount will be transferred to the account in your bank that you have provided.
What is the maximum amount you can take advantage of Naira9ja? Naira9ja Loan service?
You can get an amount of loan ranging from N5,000 and N500,000 through the Naira9ja application. It’s a flexible loan since it’s a loan in a matter of minutes which will be deposited into your bank account, so you’re accepted.
Naira9ja loan repayment terms
Naira9ja loans are extremely flexible and simple to repay. You can pay back your loan using the Naira9ja loan application within three months (90 days) up to twelve months (365 days).
Naira9ja Loan interest rates
Naira9ja loan service Naira9ja loan service has an interest charge of 19.8 percent for each six-month time period for repayment. In the example above, suppose you receive a loan of N8,000 and choose to repay it in 6 months:
- The rate of interest is 19.8 percent.
- The amount of interest is N1584.
- The amount that must be repaid is N9584.
How do you repay loans made via Naira9ja
It’s easy to pay back your loan on the Naira9ja mobile application.
- Find the page of loan repayment
- Based on your credit history choose the loan that is currently outstanding.
- Choose a method of repayment and then enter the necessary information
- If you’re using an ATM card the confirm code will be issued to your mobile number by the bank
- Input the confirmation number that will authorize your purchase. finish your loan payment
Is Naira9ja a registered loan company?
Yes, Naira9ja Loan app is legit and does give out loans to customers but with extremely high interest rates most especially for first time borrowers. Read other customer’s reviews on play store before you apply for a loan.
Where is Naira9ja’s headquarters in?
To get the best customer service You can visit Naira9ja’s headquarters. It’s located at Plot GA 1, Ozumba Mbadiwe Ave, Victoria Island, Lagos.
Naira9ja Customer Care Number
For any concerns or questions for complaints or questions, you can contact the Naira9ja customer care number 08143256778. They have a customer support team who can assist your needs.
You can reach Naira9ja customers via their address on their email. Email address:firstname.lastname@example.org