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How to apply for loan from Access Bank

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Access Bank Plc. has evolved from an obscure Nigerian Bank into a world-class African financial institution. On February 5th 2001 Access Bank obtained a Universal Banking License from the CBN and is one of the top five bank in Nigeria with respect to loans, assets deposits, branches, and network.

With Access bank quick loan it offers a diverse array of loan services which provide you with reliable solutions for your finances to aid you in reaching your goals. Through this post, you’ll be informed about loans available and how to obtain these loans:

access bank loan

Table of Contents

Access bank credit for the creative sector

The loan for the creative sector is an Central Bank of Nigeria initiative that aims to increase capacity and creating jobs for people and companies that are currently involved in Fashion, Information Technology, Movie Production and more.

How do I apply for a credit in the creative sector

  • Create your business plan or an outline of the amount you’d like to make for your business.
  • Visit any Access branch of the bank with your business plan or the statement or make an application online via Access Bank’s creative sector loan portal.
  • Access Bank’s Relationship representatives will reach out to you for additional discussion and to take care of your loan request.

Lending Against Turnover (LATO)

LATO offers an instant credit service for those who do not have a salary account and have had a bank partnership with the Bank that lasts for at least six months. LATO gives you instant cash in order to meet the financial demands that might be required when you’re short in cash.

Code to get loan from Access bank

To apply to apply for LATO To apply for LATO, just make to the USSD number *901*11#. If you’re eligible you will receive the loan immediately.

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Access to a bank Personal loan

Access Bank’s personal loan is a salary-administration product designed for the employees of organizations to empower their financial independence. Individuals who have personal loans on their salary accounts that are backed by Access Bank can also get access to more money when they need to.

How do I apply for access to a personal loans from banks

You are able to apply for a Personal loan in the nearest Access Bank branch close to you.

Access Bank loan requirements

Documents listed below are required for application:

  • Completed Application Form
  • Completed Employee Status Inquiry/Employer’s Confirmation Form
  • Documentation of Confirmation (Letter to Confirmation last promotion letter , etc.)
  • A copy of Employment ID and valid means of identification
  • BVN
  • Credit checks
  • Letter of Lien/Set off

To apply for a topping up to your personal loans that are already in place you can apply via the personal loan portal , or go to every Access Bank branch location.

Types Of Loan Offered By Access Bank

1. Access Agent Loan

It is a digital instant loan product that is designed for Access CLOSA Agents to bridge funding and liquidity gaps.

How do you apply for the access agent loans

You can request an Access Agent loan through the QuickBucks platform, which is accessible online as well as through the QuickBucks mobile application. You can download the QuickBucks application from the Google Playstore or iOS App Store or go to on the QuickBucks website.

2. Get more miles

This program gives you opportunity to purchase new, brand new vehicle and bus for as little as N170,000 per month. You can get cars/buses like Nissan patrol, Hyundai county, etc.

How do you apply to Access More Mileage Loan

To apply, complete the form of interest through Access More Mileage. Fill out the interest form on Access More Mileage portal and you’ll be connected to an Access Bank team. You can also visit the closest branch of Access Bank to you.

Need to access more miles the loan

  • Application Form
  • Pro-forma Invoice with the title of “Access Bank Plc. / Customer”
  • Valid identification means
  • A Letter of Introduction (for employees)
  • Consolidation of salary accounts in conjunction with Access Bank (for salaried customers)
  • Employer’s Confirmation and Intaking Form (for employees of customers)
  • Recent Pay Slips or Salary Bank Statement (for salaried customers)
  • Recent audited/management accounts for 2 years (for the business owner)
  • Banking Statements of other institutions (for entrepreneurs)
  • Personal guarantee of a director of the firm (for solely corporate clients)
  • The Board Resolution (for corporates only)

3. Consumer asset lease

This program gives you ability to access a broad range of household and electronics and is repaid over 24 months. You can get items like generating sets, inverters, microwave ovens, etc.

How do I apply for a consumer asset lease

To apply, stop by the Access Bank branch closest to you.

Consumer asset lease requirements

The documents required include:

  • Pro forma invoice
  • Completed retail loan application form
  • Introduction of the employer
  • Credit checks
  • Valid ID
  • The Board can be a simple resolution(for entrepreneurs)

4. Access bank cash-backed cash-backed loan

This is a digital instant loan product designed for Access Bank customers with qualifying Fixed Deposit investments with the Bank and who satisfy their Bank’s Risk Acceptance Criteria (RAC).

How to apply for a cash-backed loan

Instant cash-backed loans by calling *901*11*2#.

5. Device finance

The loan is intended to help you upgrade the mobile phone you own. You can finance the purchase through a contract agreement which includes the monthly bundle of airtime.

How do I apply for device financing

You can make an application through the QuickBucks application. It is possible to download the QuickBucks application by scanning the QR code found on the Device Finance portal, or download the Quickbucks app through your app store. After that, follow these steps:

  • Input your email address as well as BVN linked number.
  • The OTP can be delivered via SMS to verify. Once verified, you will be able to create an account password (used to sign in to your account) and a PIN (used to transact)
  • Input personal information like the address, location, name of the salary account, name and the number BVN etc. Accept/consent to the terms and conditions.
  • Select the ‘device Finance console. Choose the phone of your choice , then enter the necessary information.
  • Click on “Get this gadget’. Accept the T&C
  • You will receive a transactional code in the mail, along with other specifications for picking up the device
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Finance for purchase is easy through GAC Motors

You can buy the brand new GAC GS3 as well as GAC GA4 with a low cost of interest through an Easy Buy Finance Scheme.

How do I apply for an easy buy financing using GAC motors

To apply, simply fill out the application in the Easy Buy Finance Scheme portal to start and one of Access Bank’s team will get in touch with you. You can also go to the closest branch of Access Bank close to you.

Needs for easy purchase finance that includes GAC motors

The documents required include:

  • Application Form
  • Pro-forma Invoice under”the name “Access Bank Plc/Customer”
  • Identification that is valid
  • Introduction letter (for employees)
  • The salary account is consolidated through Access Bank (for salaried customers)
  • Employer’s Confirmation and Intaking Form (for employees of customers)
  • Recent Pay Slips/Salary Bank Statements (for employees)
  • Recent audited and managed accounts for 2 years (for the business owner)
  • Banking Statements of other institutions (for the business owner)
  • Personal assurance of a director the firm (for corporations only)
  • A Board Resolution (for corporates only)

6.Hyundai auto loan promo

You can purchase certain Hyundai cars at the most competitive interest rates and a wide array of freebies when you are employees corporate, business or commercial patron from Access Bank.

How do I apply to Hyundai auto loan promotion

Find the nearest Access Bank branch that is closest to you. You’ll be required to get an invoice Pro forma by Hyundai Motors addressed “Access Bank/Customer’s name”.

7.Access Bank PayDay Loan

Payday Loan is a quick loan option for consumers (both salaried and non-salary-earning). By using Payday Loan you’ll be able to take out a loan at a low rates of interest without collateral or documentation required.

How do I make an application in order to be eligible for Access Bank PayDay loan

You can obtain immediate loans by calling *901*11*1#, or through Internet Banking, WhatsApp Banking, Access Mobile App and QuickBucks App.

8.Bank loan to pay school fees

Advance in School Fees is designed to help parents and guardians with short-term funding to pay tuition costs for their children/wards. It’s also great to finance undergraduate studies as well as postgraduate studies and professional exams.

How do I apply for an advance to cover school fees

You can apply for the Advance for school fees portal:

  • Download the forms attached on the portal(Retail Lending Application Form Personal Guarantee Form Statement of Personal Networth as well as Corporate Guarantee)
  • Complete the forms using accurate details
  • Add your electronic signature (don’t you know the best way to do it? It’s easy! Just download any scanner app on your smartphone then scan your signature, and save it as an image. Paste the signature onto this form.)
  • Send completed form and all required documents(available on the portal) to ec******d39@f***c.com
  • Access Bank’s team will take it up and begin taking care of your loan
  • The are approved for the loan and an the offer letter will be distributed to you for the execution
  • Once you have received the executed offer letter and all other documents upon receipt, it will then be credited to your account immediately and transferred to the account of the school
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9.Advance on salary loan(SADV)

It is a quick digital loan product that is targeted at those who earn a salary and have met the Access Bank’s risk Acceptance Criteria (RAC).

How to apply for a salary advance loan

You may request an Salary Advance Loan through any of these methods:

  • Dial the USSD code *901*11*1#.
  • Install QuickBucks, the QuickBucks App, available on Google Playstore or shoppingmode Apple App Store.

10.Personal loans for small amounts

It is also a quick digital loan option that is targeted at those who are in compliance with the bank’s risk Acceptance Criteria (RAC). You are able to borrow as much as 400% of the monthly income and pay back for 12 months using small Ticket Personal Credit.

How do you apply for personal loan

Request an STPL via any of these methods:

  • Dial the USSD code *901*11*1#.
  • Install your QuickBucks App, available on Google Playstore or shoppingmode Apple App Store.

11.Home loan access from a bank

This mortgage product is that is designed to provide financial assistance for acquisition ready properties as well as properties that are under construction.

How do you apply for Access Home loans from banks

Go to the nearest Access Bank branch for you to make an application.

The requirements for Access home loan from a bank

The necessary documents include:

  • Completed Mortgage Application Form
  • Employee Status Inquiry/Employer’s Confirmation Form
  • Letter of an offer from the seller of the property
  • Title document for the property
  • Value report of any Bank’s authorized estate valuers
  • Search report
  • Credit checks

12.Maternal Health Service Support (MHSS)

MHSS is the Access Bank’s Maternal Health Service Support specially created to assist women and families by offering easy and easy ways to pay for their medical treatments.

How do I apply for matern health assistance

To apply, you can send an email to ec******d39@f***c.com or call 01236-4875/01271-2005-7.

Health care requirements for mothers. assistance

The necessary documents include:

  • The form must be completed MHSS application form
  • Domiciliation of Salaries/ Business Proceeds
  • Executed Employee Status Inquiry/Employer’s Consent i.e. confirmation letter/ last promotion letter.
  • A copy of Employment ID and valid means of identification
  • Medical bills
  • BVN
  • Credit checks

13. Access to bank W Power loan

This is a lending facility to women-owned SMEs by Access Bank.

How do I make an application in order to apply for Access Bank W Power loan

The application form can be picked up at any Access Bank’s branch or printed/filled online from (https://www.accessbankplc.com/Personal-Banking/LOANS/W-Power-Loan.aspx).

14. AutoClub by Access

The AutoClub is Access’s one-stop-shop designed to satisfy all your car requirements. Access Bank offers exclusive auto services , from purchase, maintenance, use to disposal, and much more.

How do I apply to be considered for AutoClub through Access

To apply, complete the interest form via the AutoClub through the Access portal, or go to the closest Access Bank branch.

Do you require help?

If you need to contact Access Bank’s team of Experts for support, send an email to ec******d39@f***c.com

You can Apply For Quick Loan Using These Loan Apps

These loan apps are only for urgent loan for personal needs, they are all genuine loan apps

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