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One Finance Loan: Download App, Reviews, Credit Line

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Do you want to know more about one finance loan then you are on the right web page with all the necessary information.

Orange One Finance Loan Limited was licensed on December 7, 2016 by the Central Bank of Nigeria to serve as a Finance Company. From the days our doors were opened for business, we do engage our customers – individuals as well as SME’s – in building a beneficial relationship that helps us partner with them in achieving their financial and business goals.

One Finance Loan
One Finance Loan

One Finance Loan team of professionals are passionate and committed in driving this goals by creating innovative, flexible and timely products.

One Finance Loan Products

The  financial products on offer by One finance loan company, to meet the needs of its growing clientele base are

  1. Personal loan
  2. Asset Finance
  3. Working Capital Loan
  4. Invoice Discounting Facility
  5.  Local Purchase Order
  6. Financing and Contract Finance

One Finance Personal Loan

Personal Loans are loans that can be accessed by professionals in the banking sector or blue chip/multinational organizations. This category of loans is secured by proof of employment and may not require collateral but will require a guarantor(s) depending on the amount. A personal loan is intended to meet an urgent need and the amount ranges between N500, 000 and N4,000,000 in compliance with Labor laws. Repayment is expected monthly and typically runs for a tenure of 3-12 months.

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One Finance Asset Finance

Asset Finance is an extended rental agreement where the asset financed belongs to the financier until the lease has been fully paid down through monthly lease payments. The client is required to make an equity contribution of at least 30% of the value of the asset to be purchased while the financier pays the balance. Vehicles and office equipment fall into this category. Vehicles financed will be tracked and insured, while assets will also be insured against fire and theft. The tenure for asset finance is 12 – 24 months.

One Finance Working Capital Loan


Working capital is a loan that can be used to enhance business operations and increase the profitability of small and medium scale enterprises. This loan is available for businesses that have been in operation for at least 2 years. The current needs of the business and its ability to repay (after enhancement of operating capital) are critically evaluated. While the business cash flow projections are important the historical assessment is equally critical for this category of loans. Businesses that keep records and bank proceeds stand a higher chance of accessing working capital/bridge finance to take the business to the next level. The tenure for this is usually 6 – 12 months.

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One Finance Invoice Discounting Facility

Invoice discounting is an alternative solution to business finance, which provides instant access to cash based on receivables of the organization. An invoice discounting facility makes cash available for jobs/contracts that have been successfully executed and it’s usually more flexible than a typical loan. The repayment is tied to the agreement subsisting between the issuer of the contract/purchase order and the contractor/supplier. Usually, only an agreed percentage of the invoice value is discounted.

One Finance Local Purchase Order (LPO) Financing

Purchase order financing is a short-term commercial finance option that provides capital to pay suppliers upfront for verified purchase orders. The tenure for this facility is as specified in the Purchase Order by the issuer. The payment for goods supplied or services rendered as stated in the purchase order is usually domiciled with the financier or to an escrow account.

One Finance Contract Finance

Contract finance is a loan provided by a signed contract that has been awarded to a business or an individual. The contract papers will be verified, while the liquidity and reputation of the issuer, as well as the operational/technical capacity of the contractor, will be critically evaluated. The profitability analysis of the contract and the financing need of the contractor amongst other parameters usually determine the terms of the contract finance. Thus this product is typically a tailor-made financial solution.

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One Finance Minimum And Maximum Loan Amount

One finance loan company can give out minimum of N100, 000 and maximum of N4 million for personal loan applicants

One Finance Credit Line

All loan applicants can repay their loan within a duration of one year, is available to professionals in the banking sector or blue chip/multinational organizations.

One Finance Personal Loan

All personal loan application can only be done on the One Finance company website.www.orangeonefinance.com

Download One Finance Loan App

You can download the one finance company loan app through playstore or just visit the official company website, www.orangeonefinance.com

One Finance Contact Details And Phone Number

Office Address: 37 Kofo Abayomi St, Victoria Island 106104, Lagos

Phone: +234-14488889 |

Email: enquires@orangeonefinance.com

You can Apply For Quick Loan Using These Loan Apps

These loan apps are only for urgent loan for personal needs, they are all genuine loan apps

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Wecredit Loan App

Kiakia Loan App

Unicredit Loan App

Aimloan App

Zedvance Loan App

Creditmesan loan app

Naira9ja

Kmimk Loan Application

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