This article will demonstrate a simple trick that can increase Fuliza limits to allow you to access higher amounts of overdraft.
Fuliza is a NCBA product that Safaricom M-Pesa offers. This service allows M-PESA customers who do not have sufficient funds to pay for their M-PESA transactions to finish them.
Fuliza, in other words is an M-Pesa overdraft facility that allows users to send money or finish paying for services even if they don’t have enough.
Let’s take a look at how to increase Fuliza limit one step at a time:
Table of Contents
How to Increase Fuliza Limit
Here’s how to increase Fuliza limits to a higher level:
NOTE: This could reduce your limit to zero.
Step 1 Be sure to have used the service for some time and repay the loan on-time. Safaricom recommends that you use Safaricom and MPESA services often and that Fuliza MPESA is repaid on time.
Step 2 –Opt Out of Fuliza M.Pesa. Here’s how to opt out of Fuliza M.Pesa if you don’t know:
- To reach us, dial *234#
- Choose Fuliza
- Choose Opt-out
Here’s how to unsubscribe from the MySafaricom App
- Log in to the app
- Choose M-Pesa
- Select Fuliza M-Pesa
- Click on Opt out
Step 3 – Activate Fuliza by dialing *234#, or using the MySafaricom App. If everything is going well, you should see the new limit.
They might give you a new limit or restore M-Pesa. Safaricom will restore the previous limit.
How to get a fuliza mpesa Loan
Here’s how you can get started with Fuliza Mpesa loans:
- You must be an M-Pesa user with an active Safaricom Line.
- Safaricom must have had your line in use for at least six months.
- Once you have met the requirements above, dial *234# from your phone to activate Fuliza M-Pesa.
- You can also use the My Safaricom App to obtain a Fuliza MPesa loan.
- M-Pesa will automatically assign a Fuliza limit to you, so that you don’t have more than this limit.
- All you need to do to repay the loan is to deposit money to M-Pesa, or to receive money from M-Pesa. Once the money reaches your account, they will automatically deduct it from your account.
Fuliza will ask for your M-Pesa account to send money to anyone who needs to pay or send money.
Please note that Fuliza can only be topped up to a certain limit.