Tips for Increasing Your Fuliza Limit in 2022

This article will demonstrate a simple trick that can increase Fuliza limits to allow you to access higher amounts of overdraft.

Fuliza is a NCBA product that Safaricom M-Pesa offers. This service allows M-PESA customers who do not have sufficient funds to pay for their M-PESA transactions to finish them.

Fuliza, in other words is an M-Pesa overdraft facility that allows users to send money or finish paying for services even if they don’t have enough.

Let’s take a look at how to increase Fuliza limit one step at a time:

How to Increase Fuliza Limit

Here’s how to increase Fuliza limits to a higher level:

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NOTE: This could reduce your limit to zero.

Step 1 Be sure to have used the service for some time and repay the loan on-time. Safaricom recommends that you use Safaricom and MPESA services often and that Fuliza MPESA is repaid on time.

Step 2 –Opt Out of Fuliza M.Pesa. Here’s how to opt out of Fuliza M.Pesa if you don’t know:

  • To reach us, dial *234#
  • Choose Fuliza
  • Choose Opt-out

Here’s how to unsubscribe from the MySafaricom App

  • Log in to the app
  • Choose M-Pesa
  • Select Fuliza M-Pesa
  • Click on Opt out

Step 3 – Activate Fuliza by dialing *234#, or using the MySafaricom App. If everything is going well, you should see the new limit.

They might give you a new limit or restore M-Pesa. Safaricom will restore the previous limit.

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How to get a fuliza mpesa Loan

Here’s how you can get started with Fuliza Mpesa loans:

  1. You must be an M-Pesa user with an active Safaricom Line.
  2. Safaricom must have had your line in use for at least six months.
  3. Once you have met the requirements above, dial *234# from your phone to activate Fuliza M-Pesa.
  4. You can also use the My Safaricom App to obtain a Fuliza MPesa loan.
  5. M-Pesa will automatically assign a Fuliza limit to you, so that you don’t have more than this limit.
  6. All you need to do to repay the loan is to deposit money to M-Pesa, or to receive money from M-Pesa. Once the money reaches your account, they will automatically deduct it from your account.
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Fuliza will ask for your M-Pesa account to send money to anyone who needs to pay or send money.

Please note that Fuliza can only be topped up to a certain limit.

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