Branch Loan App: How To Apply, Download, Limit, Customer Care

The branch loan app is an international loan app available in Nigeria and the United States that offers easy-to-access personal loans.

They have granted over 15 million loans totaling more than $350 million since its inception. VISA and IFC are two of the many reputable investors in the Fintech platform. The branch is an international lending platform. We will focus this article on Branch Nigeria. 

Because they have the same system, you can follow the steps regardless of where you live.

This Fintech company’s goal is to provide loans to eligible people around the world, even those with poor credit histories or low savings. To determine eligibility for a loan, they need permission from customers to scan their phones.

Branch loan requirements

Before you can apply for a loan, the following might be required:

1. Contact number or Facebook account
2. Bank Verification Number (BVN)
3. Number of bank account
4. Permission to access your phone data
5. It is important to use a platform-supported bank

How to apply for a loan at Branch

These steps will help you get a loan at Branch.

1. Branch Loan App Download

First, download the app. It can be downloaded from Google Play Store by using your Android phone

2. Register for an account

After you have launched the app and installed it, you will need an account. Don’t forget to give the app permissions on your phone. This is essential if you are looking to obtain a loan. It is simple to create an account. You will need to provide your bank details and personal details.

3. Apply for a loan

After you have created an account and given permission to the app, you can apply for a loan. Navigate to the “My Loan” page in the app. There are many options. To submit your loan request, click on “Request loan”.

Use this code for your invite: mfon0af57

4. Do not wait to get a loan

After you submit your application, wait for the loan to be approved. You may need to wait up to 24 hours for your loan application.

The branch supports the following banks

Here is a list of banks that are supported by the platform

• Access Bank
• ALAT by Wema
• Citibank Nigeria
• Diamond Bank
• Ecobank
• Enterprise Bank
• Fidelity Bank
• First Bank
• FCMB
• GT Bank
• Heritage Bank
• Keystone Bank
• Mainstreet Bank
• Skye Bank
• Stanbic IBTC Bank
• Standard Chartered Bank
• Sterling Bank
• Suntrust Bank
• Union Bank
• UBA
• Unity Bank
• Wema Bank
• Zenith Bank

You will not be eligible for a loan if your bank isn’t listed. An account must be opened with one of these banks.

What is the limit?

A loan can be obtained for as little as N 1,000 up to N 200,000. If you pay your loan on time, your loan offer could increase.

Branch loan interest rate

Many factors affect the interest rate, including repayment history. The monthly interest rate ranges from 14% to 28%, which is approximately 1% to 21%.

Lender term

The loan term is between 4 Weeks and 15 Months

Repayment of Branch Loan

You have many options for repaying a loan. There are many options. Reply with your ATM debit card. GTBank customers can also repay via USSD in-app. You can also repay using your account number.

You just need to open the app. Navigate to “My Loan” and then click the “Tap To Pay” button. Next, choose the amount that you wish to repay. Click continue. The screen will open with the ‘Select Repayment Method’ option. Follow the instructions to select the payment method that you wish to use to repay your loan.

You can also repay your loan with cash at any other bank than GTBank by using NIBSS bill pay. You can simply visit the bank and pick up a deposit slip. Then, you can use the information below.

Name of the account – BRANCH INC

Number of the Depositor – Number registered on Branch

Name of the depositor – Your name

Any amount that you wish to pay

Note that an account number will not be required to make this payment. A bank charge of N 100 may apply. After a successful payment, please ensure you get a copy of the payment receipt (not the teller), printed by your bank.

There are also auto-debit options. It is possible to set it up.

Applicable to branch loans

The branch loan app can be downloaded from the Google play store. The loan app is currently only available for Android phones. There is currently no Blackberry, iOS, or Windows app.

Nigeria Branch Office

The branch does not currently offer in-office support. Once they do, we will update this page. They can be reached via email or in-app chat

Branch loan app customer care

Nigerians can reach customer service at nigeria@branch.co.

There is no current support number.

Customer care support email for other countries:  Kenya (kenya@branch.co), India (india@branch.co), United States (usa@branch.co), Tanzania (tanzania@branch.co), Mexico (mexico@branch.co).

Branch Website

Branch Nigeria is the website. branch. com is the website for Branch International.